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Consumer Information

Annual Credit Report.com

The only source authorized by federal law for free credit reports.  Federal law requires each of the three nationwide consumer credit reporting companies – Equifax, Experian and TransUnion – to give you a free credit report every 12 months if you ask for it. The Federal Trade Commission and the Consumer Financial Protection Bureau sites contain extensive information about credit reports, your rights, and the laws that guarantee these rights. You can learn more about your free reports at the Federal Trade Commission’s website and the Consumer Financial Protection Bureau’s website.


Better Business Bureau (BBB)

The Better Business Bureau (BBB), founded in 1912, is a nonprofit organization focused on advancing marketplace trust, consisting of 112 independently incorporated local BBB organizations in the United States and Canada, coordinated under the Council of Better Business Bureaus (CBBB) in Arlington, Virginia. The Better Business Bureau is not affiliated with any governmental agency. Businesses that affiliate with the BBB and adhere to its standards do so through industry self-regulation. To avoid bias, the BBB’s policy is to refrain from recommending or endorsing any specific business, product or service.



IdentityTheft.gov is the federal government’s one-stop resource for identity theft victims. The site provides streamlined checklists and sample letters to guide you through the recovery process.


Kelley Blue Book

Kelley Blue Book is an Irvine, California-based vehicle valuation and automotive research company that is recognized by both consumers and the automotive industry. The company reports market value prices for new and used automobiles of all types, as well as motorcycles. For both new and used automobiles, KBB provides a Fair Market Range and Fair Purchase Price, based on actual transactions of what others are paying for a vehicle and adjusted regularly as market conditions change.


NADA Guides

National Automobile Dealers Association’s guide for values of new and used cars, motorcycles, RVs, boats, classic cars and manufactured homes.


National Do Not Call Registry

The National Do Not Call Registry is managed by the Federal Trade Commission (FTC), the nation’s consumer protection agency.  You can reduce the number of unwanted sales calls you get by signing up for the National Do Not Call Registry. It’s free.  Most legitimate companies don’t call if your number is on the Registry. If a company is ignoring the Registry, there’s a good chance that it’s a scam. If you get these calls, hang up and file a complaint with the FTC.



The definitive Internet reference source for urban legends, folklore, myths, rumors, and misinformation.



StopFraud.gov combines resources from a wide range of federal agencies on ways consumers can protect themselves from fraud and report fraudulent activity. It also features access to the latest announcements, press releases, speeches and information regarding the Financial Fraud Enforcement Task Force.